CCTB Personal Account

When your life becomes about more than just younges.

In today’s world, your life is full of more responsibilities and more choices to make, as well as more opportunities and more dreams to fulfil. From helping you manage the unexpected surprises life can throw your way to nurturing the prosperity of your family and planning for the future, Our Personal Account is designed to help you thrive, all for no monthly fee. Eligibility criteria apply

No monthly account fee.
2% AER/Gross with our Regular Saver.
Exclusive access to discounts and offers for Personal Account.

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Payments without borders

Freedom to Received Money Anywhere.

Get the best rates when sending money abroad right in the app.

Always at Your Fingertips

Things come up. Money needs to be sent in a pinch. With the CCTB app’s remittance feature, sending money back home only takes a few taps.

Get the exchange rate right time

The cost of sending money abroad is constantly shifting. But with the CCTB app, you’ll always know the exchange rate and exactly how much remittance costs you.

No additional fees. Ever

Exchange rates already make remitting money back home more expensive. Stilt will never charge you anything extra to send money to your family. Ever.

Send with speed

When you send money abroad with the CCTB app’s remittance feature, your payments arrive instantly. No waiting and no instant transfer-fees. get 24/7 support.

If you have question,we have answer

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter. See all questions here!

CCTB Online Banking is banking through the convenience and privacy of any Internet-enabled device. You can do secure banking transactions anywhere in the world anytime, all the time.

With CCTB, You can do the following:
With CCTB, you can do the following:
Access your accounts 24/7
Check your account balances and transactions for the past 3 months
Transfer money (Fund Transfer) to any enrolled CCTB account
Pay your bills
Perform Stop Payment on issued checks
Send money (Wire Transfer) to local or international banks through telegraphic transfer

For Savings, Current Account and Offshore Accounts your available balance is real-time and will change throughout the day based on your activities. For Time Deposit and Consumer Loan Accounts, balances are based on the previous day's balances.

Using the current security technologies and processes, CCTB assures its clients of the confidentiality and privacy of their online banking sessions. CCTB Internet Banking security uses: Authentication - Authentication ensures that only authorized users can access the CCTB Internet Banking system by verifying the identity of the user. This is enforced through the use of a User Name and Password.
Network Security – CCTB uses a firewall to protect its Internet banking servers from unauthorized Internet access.
A firewall is a combination of systems that enforces a boundary between the Internet and the bank's network, while blocking out all unwanted access.
Encryption - Encryption converts data on the system to a format that is unreadable by anyone who does not have the proper authorization.
Currently, CCTB Internet Banking uses 128-bit Secure Sockets Layer (SSL) to secure all banking transactions. 128-bit encryption means that there are 2128 - or 3.4 with 38 zeros after it - possible combinations that could access your account information but only one that works for each online banking session. Automatic Log-out - CCTB Internet Banking automatically logs you out of the system if it detects no user activity for a fixed number of minutes.
This protects your accounts from being accessed by the next PC user, especially when using a public or shared computer. Password strength – an on-screen meter that indicates the strength of your nominated password.

A One-Time Password is a unique 6-character code that will be sent via SMS to your registered mobile number when you login to CCTB Online Banking. After entering your CCTB Online Banking user ID and password, you will also be required to enter the OTP to complete the login process.

Wire Transfer request is a service request that permits the transfer of US Dollar funds from your CCTB US Dollar Savings Accounts to accounts in local and offshore banks. This transaction only requests the Wire Transfer. The actual transfer of funds must be processed by a CCTB personnel and the beneficiary bank receiving the wire transfer. Wire transfer is available only via CCTB Internet Banking.